by Moneyman Financial Inc. | May 1, 2024 | Accountants, Blog, Buy Sell, corporate, Family, financial advice, Financial Planning, incorporated professionals, individuals, Investment, tax
One change proposed in the April 16, 2024 Federal Budget is raising the inclusion rate on capital gains from 50% to 66.7%. For individual taxpayers, the initial $250,000 of capital gains remains taxed at the 50% inclusion rate. However, for corporations and trusts,...
by Moneyman Financial Inc. | Apr 3, 2024 | Blog, Investment, Life Insurance, tax
If you are an active investor, your investment holdings probably include many different asset classes. For many investors, diversification is a very important part of the wealth accumulation process to help manage risk and reduce volatility. Your investment portfolio...
by Moneyman Financial Inc. | Jan 3, 2024 | Blog, Investment, Retirees, Retirement, RRSP, Tax Free Savings Account
In bull markets, some investors develop unhealthy expectations as to the long term yields their investments should provide. Ten years ago, some came to accept returns as high as 15% to 20% per annum as the base return their fund and portfolio managers were expected to...
by Moneyman Financial Inc. | Apr 1, 2023 | Blog, Investment, Life Insurance
The recent developments in investment markets and the volatile performance that has resulted have brought about a new appeal to an old workhorse. For investors looking for a diversification in their investment portfolio and a more tax-efficient fixed income investment...
by Moneyman Financial Inc. | Feb 1, 2022 | Blog, Estate Planning, Financial Planning, Investment
Having Your Cake and Eating it Too: Seg Funds in an Uncertain Market Investing in an uncertain stock market is not for the faint of heart. However, fortunately for Canadians, Segregated Fund products offered by many life insurance companies provide a safety net for...
by Moneyman Financial Inc. | Nov 1, 2020 | Blog, Coronavirus, Coronavirus - Associates, Coronavirus - Practice Owners, Coronavirus - Retired, Coronavirus - Retiring, Estate Planning, Investment, Life Insurance
Uncertain about where to invest during Covid-19? It may be time to diversify through a Participating Whole Life policy The Covid-19 pandemic combined with global social unrest have led to an era of unprecedented uncertainty, contributing to global economic concerns...
